Hello, Fargo! Your Friendly New Neighbor is Here Since 1939, we've been helping communities thrive and we're excited to bring our 26th location to Fargo. Experience personalized, full-service solutions from our friendly and knowledgeable credit union team. $300 NEW MEMBER BONUS Visit us in Fargo or Moorhead to find out how you can earn up to $300!* MAGNIFI FINANCIAL mymagnifi.org/fargo300 5161 Charles Way S, Fargo 1002 Main Avenue, Moorhead *Does not apply to existing accounts. New personal checking account members only; cannot have had a checking account with Magnifi in the past 24 months of account opening. Must be 16 years or older. One offer per Social Security number. Debit or credit card required to receive bonus. Total bonus earnings up to $300.00. $100 bonus will be deposited at account opening. To earn the $100 monthly deposit bonuses, members must meet the following criteria: receive a monthly ACH deposit (min. $750), have a debit or credit card linked to the checking account, make 8 qualifying debit or credit card purchase transactions monthly to maintain "active checking" status (does not include ATM transactions), and remain in good standing (no negative balance on any Share account or loan throughout the month). Members can earn up to two monthly deposit bonuses totaling $200. $100 monthly bonus deposits begin the month after account opening and are deposited on the last day of the month after requirements are met. If any requirements of this offer are not met, Magnifi reserves the right to reclaim any bonuses received. Must use promo code "Checking300" at account opening. Annual Percentage Yields (APY) are accurate as of February 1, 2025, and vary based on balance. Free Checking is a non-interest-bearing account. Relationship Checking APY is 0.10% for balances $1,000 - $4,999 and 0.15% for balances over $5,000. eChecking APY = 0.35% with no minimum balance. High-Yield Checking APY is 3.45% for balances under $20,000 and 4.50% for balances over $20,000 if requirements are met; see the Truth-in-Savings disclosure for qualification details. Rates are variable and may change after the account is opened. Fees may reduce earnings. All bonuses are reported on IRS Form 1099-ÍNT. A $5 minimum balance in a Share account is required to maintain membership. Limited-time offer. Magnifi reserves the right to end the promotion at any time. Ask for details. Insured by NCUA. Hello , Fargo ! Your Friendly New Neighbor is Here Since 1939 , we've been helping communities thrive and we're excited to bring our 26th location to Fargo . Experience personalized , full - service solutions from our friendly and knowledgeable credit union team . $ 300 NEW MEMBER BONUS Visit us in Fargo or Moorhead to find out how you can earn up to $ 300 ! * MAGNIFI FINANCIAL mymagnifi.org/fargo300 5161 Charles Way S , Fargo 1002 Main Avenue , Moorhead * Does not apply to existing accounts . New personal checking account members only ; cannot have had a checking account with Magnifi in the past 24 months of account opening . Must be 16 years or older . One offer per Social Security number . Debit or credit card required to receive bonus . Total bonus earnings up to $ 300.00 . $ 100 bonus will be deposited at account opening . To earn the $ 100 monthly deposit bonuses , members must meet the following criteria : receive a monthly ACH deposit ( min . $ 750 ) , have a debit or credit card linked to the checking account , make 8 qualifying debit or credit card purchase transactions monthly to maintain " active checking " status ( does not include ATM transactions ) , and remain in good standing ( no negative balance on any Share account or loan throughout the month ) . Members can earn up to two monthly deposit bonuses totaling $ 200 . $ 100 monthly bonus deposits begin the month after account opening and are deposited on the last day of the month after requirements are met . If any requirements of this offer are not met , Magnifi reserves the right to reclaim any bonuses received . Must use promo code " Checking300 " at account opening . Annual Percentage Yields ( APY ) are accurate as of February 1 , 2025 , and vary based on balance . Free Checking is a non - interest - bearing account . Relationship Checking APY is 0.10 % for balances $ 1,000 - $ 4,999 and 0.15 % for balances over $ 5,000 . eChecking APY = 0.35 % with no minimum balance . High - Yield Checking APY is 3.45 % for balances under $ 20,000 and 4.50 % for balances over $ 20,000 if requirements are met ; see the Truth - in - Savings disclosure for qualification details . Rates are variable and may change after the account is opened . Fees may reduce earnings . All bonuses are reported on IRS Form 1099 - ÍNT . A $ 5 minimum balance in a Share account is required to maintain membership . Limited - time offer . Magnifi reserves the right to end the promotion at any time . Ask for details . Insured by NCUA .