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    July 11, 2023
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5.20% 13-Month Add-On Certificate GET STARTED: Not your traditional certificate. Add funds during the term on your terms. 24 branches throughout Minnesota including Moorhead mymagnifi.org/locations MAGNIFI (888) 330-8482 Or video call: mymagnifi.org FINANCIAL *APY-Annual Percentage Yield. APY is effective as of May 30, 2023 $5,000 minimum original opening balance required. To be eligible for the 5.20% APY rate, 50% of the opening balance must be new money to Magnif Financial if less than 50% new money, a rate of 4,40% APY oppilies. Two additional deposits are optional during the 13-month term $5.000 minimum per additional deposit and $50.000 maximum combined. Additional deposits must be new money to Magnifi Financial. The promotional certificate maximum is $250.000 per member, which includes the sum of the additional deposits. The 13-month promotional certificate will roll into a standard 12-month certificate at renewal Penalty for early withdrawal $5 membership share required. Certain restrictions may apply. Municipalities do not qualify. IRA funds do not quality. Limited time offer. Not valid with any other offers Insured by NOUA 5.20 % 13 - Month Add - On Certificate GET STARTED : Not your traditional certificate . Add funds during the term on your terms . 24 branches throughout Minnesota including Moorhead mymagnifi.org/locations MAGNIFI ( 888 ) 330-8482 Or video call : mymagnifi.org FINANCIAL * APY - Annual Percentage Yield . APY is effective as of May 30 , 2023 $ 5,000 minimum original opening balance required . To be eligible for the 5.20 % APY rate , 50 % of the opening balance must be new money to Magnif Financial if less than 50 % new money , a rate of 4,40 % APY oppilies . Two additional deposits are optional during the 13 - month term $ 5.000 minimum per additional deposit and $ 50.000 maximum combined . Additional deposits must be new money to Magnifi Financial . The promotional certificate maximum is $ 250.000 per member , which includes the sum of the additional deposits . The 13 - month promotional certificate will roll into a standard 12 - month certificate at renewal Penalty for early withdrawal $ 5 membership share required . Certain restrictions may apply . Municipalities do not qualify . IRA funds do not quality . Limited time offer . Not valid with any other offers Insured by NOUA

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